Keep your credit card for emergencies

Tempting offers for credit cards seem to be getting constantly pushed under our noses, and it can take a lot of willpower to resist them.

Rather than accepting every offer that comes your way, if you really are offered a card with an interest rate that’s simply too good to pass up, keep the card for emergencies only.

We all have times when unexpected expenses are put upon us- whether it’s car repairs, a forgotten birthday, vets bills or home repairs. As events like these usually can’t be planned for, it’s all too common to find yourself seriously strapped for cash.

Using a credit card for emergencies only does take some willpower, although it will definitely be worth it in the long run.

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