Setting aside a little extra
January 26th, 2010 | 
Author: With the much anticipated January payday nearly upon us (phew!), it can be all too tempting to get back into the routine of spending aimlessly again.
However, if you spent a lot on your credit card over Christmas, you really need to think about paying it off sooner rather than later.
In addition to budgeting for your regular bills and monthly outgoings, you should make a concerted effort to set aside a reasonable amount each month to pay off any festive spending- otherwise the interest will undoubtedly start piling up and you could end up still paying off Christmas 2009 in Christmas 2010!
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